You’ve Worked Hard. Now It’s Your Money’s Turn.
The investing landscape has changed. The Capital Preservation & Income Fund is designed to overcome modern investing challenges by providing investors, business owners, and wealth managers with reliable monthly income and principal protection.
Designed for the realities of today’s market.
The investing landscape has changed:
- The rates of returns previously used to calculate retirement planning in many cases no longer exist.
- Volatility and risk to capital have increased.
- The mature retired investor needs greater certainties than a young investor with time on their side.
The Capital Preservation and Income Fund is designed to overcome these investing challenges and meet the needs of mature investors.
Strategic allocation for steady returns and principal protection.
The fund is structured to provide our clients reliable current fixed income. The fund generates income through net interest margin on lending, and capital gains, while providing capital preservation through direct ownership of assets or senior debt positions.
The fund is offered as a private placement under Regulation D, Rule 506(c) of the Securities Act. The Capital Preservation & Income Fund is a private asset designed with many features that are similar to a CD, like the fixed rate and maturity date, but pays you interest every month. The investment has been reviewed and prepared by legal counsel specializing in SEC regulation.
Participation is limited to investors who meet SEC accredited investor designation as well as Stadia Capital Group investor profile requirements. Investments can be made using non-restricted funds, or funds within IRAs, utilizing a self-directed IRA account.
Intelligent strategies for steady, reliable yield.
We believe that securing your financial future shouldn’t be complicated. The Capital Preservation & Income Fund provides a streamlined, highly effective vehicle for capital preservation and income generation. Key benefits include:
- Secure: Backed senior lien rights on real estate, investment grade securities, and tangible assets.
- Attractive Monthly Interest Income: Returns above what traditional CDs and money market funds can offer, paid monthly.
- Principal Redeemed at Maturity: You know exactly when your capital is available.
- Laddering Capability: Multiple term options allow you to build a customized maturity schedule.
- Steady Principal Value: No mark-to-market fluctuations. Your principal is preserved.
- Provides CD-Like Functional Structure: The familiarity and simplicity of a bank CD, with better economics.
- Simple Tax Reporting: Annual 1099-INT, no K-1s.
The Capital Preservation & Income Fund is designed to complement the investments and assets you already own and manage elsewhere.
Three Layers of Investor Protection
Layer 1: Senior lien position on real estate, investment grade securities, and tangible unencumbered assets.
Layer 2: Capital reserves
Layer 3: Pre-funded interest reserve for uninterrupted monthly income
Rates and Options
- Please see our current rates and terms
- Term options from 24 to 60 months
- Rates above traditional bank CDs at every maturity
Fees & Investment Expenses
| Fee Type | Cost |
|---|---|
| Sales Transaction Fees | None |
| Sales Commissions | None |
| Account Maintenance Fees | None |
| Redemption and Reinvestment Fees | None |
| Early Redemption Fees | Varies |
| Wire Transfer Fee | Reimbursable |
Comparison Matrix
| Capital Preservation & Income Fund | Stocks | Bonds/Bond Funds | ETFs | Bank CD's | REITS | Hedge Funds | |
|---|---|---|---|---|---|---|---|
| EARNINGS | |||||||
| Income Paid Monthly | ✓ | – | Varies | Varies | – | – | – |
| Attractive Fixed Annual Rate Above Traditional Bank CD's | ✓ | – | – | – | – | – | – |
| Principal Protection | ✓ | – | – | – | ✓ | – | – |
| FEES & EXPENSES | |||||||
| Zero Sales Charges | ✓ | - | - | Varies | ✓ | Varies | Varies |
| Complimentary Self-Directed Retirement Account | ✓ | - | - | - | - | - | - |
| COMMITMENT & LIQUIDITY | |||||||
| Moderate Time Commitment | ✓ | - | - | - | ✓ | ✓ | - |
| Defined Maturity Dates | ✓ | - | - | - | ✓ | - | - |
| OTHER | |||||||
| Freedom from Market Volatility | ✓ | - | - | - | ✓ | - | - |
| Shielded from Short Sellers | ✓ | - | - | - | ✓ | - | - |
| Protection from Rate Fluctuations | ✓ | - | - | - | - | - | - |
| Senior-Secured Position | ✓ | - | Varies | - | ✓ | Varies | Varies |
| Laddering Capability | ✓ | - | - | - | ✓ | - | - |
| Dedicated Customer Service | ✓ | - | Varies | Varies | Varies | Varies | Varies |
| Stadia Capital | Stocks | Bonds | ETFs | REITS | Hedge Funds | Real Estate | |
|---|---|---|---|---|---|---|---|
| EARNINGS | |||||||
| Income Paid Monthly | ✓ | – | – | – | – | – | ✓ |
| Attractive APY | ✓ | Varies | Varies | Varies | Varies | Varies | Varies |
| Equity Participation | ✓ | ✓ | ✓ | ✓ | ✓ | ||
| Capital Preservation | ✓ | ✓ | |||||
| FEES & EXPENSES | |||||||
| Freedom from Property Tax Expenses | ✓ | ✓ | ✓ | Varies | Varies | ||
| Zero Sales Charges | ✓ | Varies | Varies | Varies | Varies | ||
| Freedom from CapEx | ✓ | ✓ | Varies | ||||
| Zero Management Fees | ✓ | ||||||
| Free Self-Directed Retirement Account | ✓ | Varies | Varies | ||||
| COMMITMENT & LIQUIDITY | |||||||
| Moderate Time Commitment | ✓ | ✓ | ✓ | ✓ | ✓ | ||
| Interim Liquidity | ✓ | ✓ | ✓ | ||||
| SUPPORT | |||||||
| Customer Service | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | |
| OTHER FEATURES & BENEFITS | |||||||
| Minimal or No Oversight Required | ✓ | Varies | ✓ | ||||
| Freedom from Market Volatility | ✓ | Varies | |||||
| Shielded from Short Sellers | ✓ | ✓ | |||||
| Senior-Secured Position | ✓ | Varies | Varies | Varies | Varies | ||
| Protection from Interest Rate Fluctuations | ✓ |
Tailor your investment to your financial goals.
Whether you are planning for retirement, compounding your business wealth, or leaving a legacy, we offer flexible structures to maximize your outcomes.
Stadia Capital Group partners with preferred custodians to offer our investment funds through a self-directed retirement account at no cost to our clients.
The added benefit of utilizing a self-directed retirement account is that it allows earnings to grow tax-deferred (Traditional IRAs) or tax-free (Roth IRAs).
Combining the Capital Preservation & Income Fund with the tax advantages of a retirement account provides substantial wealth-building benefits.
Key Features & Benefits:
- Annual fees paid by Stadia Capital
- Saving clients approximately $2,000 to $3,500 over a 5-year investment term
- Tax-deferred & Tax-free growth options
- All IRAs – Traditional, Inherited (certain conditions apply), SEP, SIMPLE, & Solo(k)
- Roth IRA & Inherited Roth IRA (certain conditions apply)
- Roth Conversion option available
The growth option allows you to reinvest your monthly income, which increases your principle and generates higher returns. Designed for investors seeking growth while benefiting from structural protection and market volatility.
Key Features & Benefits:
- Monthly income reinvested
- Growth of capital generating higher returns
- Emphasizes capital preservation
- Protection from market volatility
- No sales charges or commissions
- No account management fees
Designed to help individuals and charitable organizations, the Legacy Gifting Option is a simple and effective means by which you can provide monthly philanthropic support to individuals and organizations you care about.
Rather than drawing down your funds to provide charitable giving, the Legacy Gifting Option allows you to direct investment income to individuals and organizations while retaining full ownership and control of your investment. Additionally, the program allows you to change or modify the direction of income at any time.
If providing reliable charitable contributions to meet the needs of loved ones or organizations is important to you, the Legacy Gifting Fund may be the right fit.
Key Features & Benefits:
- Retain full ownership and control of your philanthropic capital
- Individuals and organizations you care about benefit from reliable monthly income
- There are no sales charges or management fees
- No adjustments or modifications are required to your will or estate documents
- Tax preparation is simplified, you receive an annual 1099INT
Ready to secure your financial future?
Discover how the Stable Income Fund can stabilize your portfolio and generate the predictable income you deserve.
Available exclusively to Accredited Investors.
Ready to secure your financial future?
Discover how the Capital Preservation & Income Fund can stabilize your portfolio and generate the predictable income you deserve.
Available exclusively to Accredited Investors.