The safe choice for investment income.
Step away from the unpredictability of the market. The Stable Income Fund is designed to provide you with consistent, attractive monthly yields backed by the safest assets available—allowing you to balance your portfolio and live life on your terms.
Your savings should be working for you, not someone else.
When you deposit money in a bank, the institution puts that capital to work, lending it out, investing it, and earning returns far above what they pay you. That model is designed to benefit the institution and its stockholders, not you.
Wall Street operates on a similar principle. Layers of fees, commissions, and structural complexity create an environment where the people managing your money often earn more from it than you do.
If you’re seeking safety, the options are limited:
- Bank CDs offer the comfort of FDIC insurance but often fail to keep pace with inflation.
- Money markets offer similar returns with the same limitations.
The moment you step beyond these options, you’re asked to accept meaningful risk to your principal: market volatility, credit exposure, or illiquid commitments that tie up your capital with uncertain outcomes. Investors drawing income from a declining portfolio face a fundamentally different kind of risk and one that can permanently impair their wealth.
Strategic allocation for steady returns and principal protection.
The fund is intentionally not traded on the market. Protecting your investment and the assurance that your money will be there when you need it comes first. Most investment products treat safety as an afterthought, a byproduct of diversification or a footnote in the prospectus. The Stable Income Fund treats it as the foundation.
The fund is offered as a private placement under Regulation D, Rule 506(c) of the Securities Act. The Stable Income Fund is a private asset designed with many features that are similar to a CD, like the fixed rate and maturity date, but pays you interest every month. The investment has been reviewed and prepared by legal counsel specializing in SEC regulation.
Participation is limited to investors who meet SEC accredited investor designation, as well as Stadia Capital Group investor profile requirements. Investments can be made using non-restricted funds, or funds within IRAs, utilizing a self-directed IRA account.
Intelligent strategies for steady, reliable yield.
We believe that securing your financial future shouldn’t be complicated. The Stable Income Fund provides a streamlined, highly effective vehicle for capital preservation and income generation. Key benefits include:
- Secure: Backed by U.S. Treasury securities and FDIC-insured certificates of deposit, the safest assets available.
- Attractive Monthly Interest Income: Returns above what traditional CDs and money market funds can offer, paid monthly.
- Principal Redeemed at Maturity: You know exactly when your capital is available.
- Laddering Capability: Multiple term options allow you to build a customized maturity schedule.
- Steady Principal Value: No mark-to-market fluctuations. Your principal is preserved.
- Provides CD-Like Functional Structure: The familiarity and simplicity of a bank CD, with better economics.
- Simple Tax Reporting: Annual 1099-INT, no K-1s.
The Stable Income Fund is designed to complement the investments and assets you already own and manage elsewhere.
Three layers of uncompromising protection.
Layer 1: Investor capital allocated to secure, insured instruments: U.S. Treasuries backed by the full faith and credit of the U.S. Government, and FDIC-insured certificates of deposit.
Layer 2: Fund capital reserves maintained in excess of investor assets at all times, providing a structural buffer.
Layer 3: Pre-funded interest reserve designed to support uninterrupted monthly income.
Rates and Options
- Please see our current rates and terms
- Term options from 1 to 60 months
- Rates above traditional bank CDs at every maturity
Fees & Investment Expenses
| Fee Type | Cost |
|---|---|
| Sales Transaction Fees | None |
| Sales Commissions | None |
| Account Maintenance Fees | None |
| Redemption and Reinvestment Fees | None |
| Early Redemption Fees | Varies |
| Wire Transfer Fee | Reimbursable |
Comparison Matrix
| Stable Income Fund | Stocks | Bonds / Bond Funds | ETFs | Bank CDs | US Treasuries | |
|---|---|---|---|---|---|---|
| EARNINGS | ||||||
| Income Paid Monthly | ✓ | - | Varies | Varies | - | - |
| Attractive Fixed Annual Rate Above Traditional Bank CD's | ✓ | - | - | - | - | - |
| Principal Protection | ✓ | - | - | - | ✓ | ✓ |
| FEES & EXPENSES | ||||||
| Zero Sales Charges | ✓ | - | - | Varies | ✓ | ✓ |
| Complimentary Self-Directed Retirement Account | ✓ | - | - | - | - | - |
| COMMITMENT & LIQUIDITY | ||||||
| Moderate Time Commitment | ✓ | - | - | - | ✓ | Varies |
| Defined Maturity Dates | ✓ | - | - | - | ✓ | ✓ |
| OTHER | ||||||
| Freedom from Market Volatility | ✓ | - | - | - | ✓ | - |
| Shielded from Short Sellers | ✓ | - | - | - | ✓ | ✓ |
| Protection from Rate Fluctuations | ✓ | - | - | - | - | - |
| Underlying Assets Are Backed by the Safest Assets Available | ✓ | - | - | - | ✓ | ✓ |
| Laddering Capability | ✓ | - | - | - | ✓ | ✓ |
| Dedicated Customer Service | ✓ | - | Varies | Varies | Varies | - |
Tailor your investment to your financial goals.
Whether you are planning for retirement, compounding your business wealth, or leaving a legacy, we offer flexible structures to maximize your outcomes.
Stadia Capital Group partners with preferred custodians to offer our investment funds through a self-directed retirement account at no cost to our clients.
The added benefit of utilizing a self-directed retirement account is that it allows earnings to grow tax-deferred (Traditional IRAs) or tax-free (Roth IRAs).
Combining the Stable Income Fund with the tax advantages of a retirement account provides substantial wealth-building benefits.
Key Features & Benefits:
- Annual fees paid by Stadia Capital
- Saving clients approximately $2,000 to $3,500 over a 5-year investment term
- Tax-deferred & Tax-free growth options
- All IRAs – Traditional, Inherited (certain conditions apply), SEP, SIMPLE, & Solo(k)
- Roth IRA & Inherited Roth IRA (certain conditions apply)
- Roth Conversion option available
The compounding option allows you to reinvest your monthly income, which increases your principal and generates higher returns. Designed for investors seeking growth while benefiting from structural protection against market volatility.
Key Features & Benefits:
- No account management fees
- Monthly income reinvested
- Growth of capital generating higher returns
- Emphasizes capital preservation
- Protection from market volatility
- No sales charges or commissions
Designed to help individuals and charitable organizations, the Legacy Gifting Option is a simple and effective means by which you can provide monthly philanthropic support to individuals and organizations you care about.
Rather than drawing down your funds to provide charitable giving, the Legacy Gifting Option allows you to direct investment income to individuals and organizations while retaining full ownership and control of your investment. Additionally, the program allows you to change or modify the direction of income at any time.
If providing reliable charitable contributions to meet the needs of loved ones or organizations is important to you, the Legacy Gifting Fund may be the right fit.
Key Features & Benefits:
- Retain full ownership and control of your philanthropic capital
- Tax preparation is simplified, you receive an annual 1099INT
- Individuals and organizations you care about benefit from reliable monthly income
- There are no sales charges or management fees
- No adjustments or modifications are required to your will or estate documents
Ready to create peace of mind?
Discover how the Stable Income Fund can stabilize your portfolio and generate the predictable income you deserve.
Available exclusively to Accredited Investors.
Ready to create peace of mind?
Discover how the Stable Income Fund can stabilize your portfolio and generate the predictable income you deserve.
Available exclusively to Accredited Investors.